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Mortgage services

Whether it’s buying your first home, or buying your next home there’s one thing both have in common.  It’s a stressful time.  Our friendly advisers will guide you, and walk you through the entire process, aiming to make the whole thing as stress-free as possible

  • Large panel of lenders

    With access to over 90 of the markets largest lenders, there's usually a lender perfect, for your situation.

  • Exclusive deals

    Being part of the one of the largest mortgage clubs in the UK gives OnPoint Financial access to exclusive deals and rates with some lenders. If they’re suitable for your situation, that means a cheaper mortgage deal for you.

  • Specialists

    With so many changes happening in the mortgage lending space, it’s important your broker knows what they’re doing. It’s why we get our advisers to specialise in certain areas. Need a First Time Buyer mortgage, speak to our First Time Buyer specialists. Need a Buy To Let Mortgage, speak to our BTL specialists. I think you get the idea ????

First time buyer
Remortgage
Moving home
Buy to let
Help to buy
New build

Protection services

Whenever we sit down with a client to review their protection, we’re not just looking at what happens if you die early. We build a comprehensive portfolio of protection so that the financial impact is as small as possible, and that’s whether you’re off work with stress, diagnosed with cancer, get made redundant or pass away.

And the best news, unlike many brokers and cashback comparison sites, we don’t inflate your premiums to make more money. We offer direct IFA rates, meaning it’s the best deal you can get.

Life
insurance
Critical
illness
Income
protection
Private
health
Redundancy
cover
HOME
insurance
Shareholder
protection
Key person
cover
Loan
protection
Relevant
life plan
Group private
health cover
Employee
benefits

Business protection services

While many people think about protecting their families, very few think about protecting their business. The loss, or incapacity, of a director or key member of staff can cripple a business. In a recent survey over 40% of business owners said they’d be out of business in less than 12 months if a key person got seriously ill or passed away. Let’s make sure that never happens to you!

  • Protect the shareholders

    We make sure that if a shareholder passes away, the family and surviving shareholders are protected and nobody is left finding cash to buyout the surviving family

  • Protect the cashflow

    Cashflow makes or breaks a business. We make sure that if a director or key member of staff die or get seriously ill, the cashflow of the business is protected

  • Staff benefits

    With such a competitive job market, it’s often the extras that make or break a job offer. With private health insurance, life insurance and other benefits, we help you add the sparkle that’s needed. And a nice side benefit, with private health insurance they’ll be back to work quicker if they get ill too.

What our customers say

Below are samples of our GOOGLE REVIEWS

“I've had amazing service from OnPoint Financial Ltd. A really personal and flexible service. The team have been great, explaining everything very clearly in plain English. They've kept me updated every step of the way. No question's a daft question and they've delivered me a great result. Highly recommended.”

- Kath Parrington-Hough

“On Point Financial are my go-to company for all my financial advice needs. They've saved me a fortune on my life insurance - and they are always so easy to deal with. They just keep everything really simple - and nothing is ever too much trouble. I always found it quite confusing who to trust when it comes to financial advice - so it's great to know I have someone I can go to and I always know they have my best interests at heart.”

- Jane Buchan

"On Point Financial were recommended to me a few years ago. Having used their services several times I can honestly say that they are reliable, professional and, taking the time to listen to their clients' needs, have repeatedly sourced products fit for purpose.

The most recent advisor worked within a very demanding set of parameters for my latest transaction, sourced a great product at a great price.

Thanks again to all the OnPoint Financial team!"

- Dave Jackman

“I've had amazing service from OnPoint Financial Ltd. A really personal and flexible service. The team have been great, explaining everything very clearly in plain English. They've kept me updated every step of the way. No question's a daft question and they've delivered me a great result. Highly recommended.”
 

- Kath Parrington-Hough

“On Point Financial are my go-to company for all my financial advice needs. They've saved me a fortune on my life insurance - and they are always so easy to deal with. They just keep everything really simple - and nothing is ever too much trouble. I always found it quite confusing who to trust when it comes to financial advice - so it's great to know I have someone I can go to and I always know they have my best interests at heart.”

 

- Jane Buchan

"On Point Financial were recommended to me a few years ago. Having used their services several times I can honestly say that they are reliable, professional and, taking the time to listen to their clients' needs, have repeatedly sourced products fit for purpose.
The most recent advisor worked within a very demanding set of parameters for my latest transaction, sourced a great product at a great price.
Thanks again to all the OnPoint Financial team!"

- Dave Jackman

We love to talk

With a quick phone call, we can begin the process of getting to know your business and determine whether the services we offer could help you reach your goals. Enter your details and we’ll get in touch for a no obligation chat about your business.

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